Harassment of bank after default | What happen if you don't pay credit card bill in Pakistan | What is maximum legal action can take a bank against credit card defaulter | Credit Card loan solution ka default, overcharging or clearance kese karwai ja sakti hai

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Credit card default


Credit card meaning in Urdu 

A credit card is a plastic card issued by a financial institution, allowing the cardholder to borrow funds to make purchases or pay for services. The cardholder agrees to repay the borrowed amount, often with interest, according to the terms and conditions set by the issuer.

کریڈٹ کارڈ ایک مالیاتی ادارے کی طرف سے جاری کردہ پلاسٹک کارڈ ہے، جو کارڈ ہولڈر کو خریداری کرنے یا خدمات کی ادائیگی کے لیے فنڈز لینے کی اجازت دیتا ہے۔ کارڈ ہولڈر جاری کنندہ کی طرف سے مقرر کردہ شرائط و ضوابط کے مطابق، اکثر سود کے ساتھ، ادھار کی رقم واپس کرنے پر راضی ہوتا ہے۔


How to clear default of bank and remove your status as a defaulter.

 
Many people get a credit card to enjoy the facility of banks but often we see bank show what charges they are very different what they charge that there are a lot of hidden charges which get in knowledge when there is the huge amount payable. today we will see the solution of the people who are defaulter in the status of Banks and cant take any benefit till clearance.

Main reasons for becoming a defaulter


  1. many people do not know before using what are the real charges what bank charge. because there are a lot of hidden charges which come in knowledge when the cardholder becomes a defaulter and the amount of payable becomes more than his paying power.
  2. another reason is that people do not try to know all the hidden charges and sign everywhere.

How to make the clearance 


  1. File a case in Banking court and get a stay order on the charges which bank charges illegally and are extra. as fines on instalments and other charges which are illegal. this way banking court will remove extra charges and you will be free .
  2. the other way is you can bargaining with concern banks that often they less payable amount .


Precautions after agreement of any amount.


  1. Always pay the bargaining amount after getting NOC from concern bank .
  2. and check that your  status is clear or still defaulter ?
  3. If you should not be defaulter after paying.

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incumplimiento de la tarjeta de crédito

Cómo borrar el incumplimiento del banco y eliminar su estado como moroso.

 
Muchas personas obtienen una tarjeta de crédito para disfrutar de las instalaciones de los bancos, pero a menudo vemos que los bancos muestran qué cargos son muy diferentes de lo que cobran, que hay muchos cargos ocultos que se conocen cuando hay una gran cantidad a pagar. hoy veremos la solución de las personas que son morosas en el estado de los bancos y no pueden obtener ningún beneficio hasta la liquidación.

Principales motivos para convertirse en moroso

mucha gente no sabe antes de usar cuales son los cobros reales que cobra el banco. porque hay muchos cargos ocultos que se dan a conocer cuando el titular de la tarjeta se convierte en moroso y el monto a pagar se vuelve más que su poder de pago.
otra razón es que la gente no trata de saber todos los cargos ocultos y firma en todas partes.

Cómo hacer la liquidación


Presente un caso en el tribunal bancario y obtenga una orden de suspensión de los cargos que el banco cobra ilegalmente y son adicionales. como multas a plazos y otros cargos que son ilegales. de esta manera el tribunal bancario eliminará los cargos adicionales y usted será libre.
la otra forma es que puede negociar con los bancos de preocupación que a menudo tienen menos cantidad a pagar.

Precauciones

Pague siempre el monto de la negociación después de obtener NOC del banco.

y verifique que su estado sea claro o aún moroso.

Para obtener más información, llámenos al 0092-324-4010279 Whatsapp Estimados lectores, si les gusta esta publicación, por favor comenten y síganos. Gracias por leer. Como saben, nuestro objetivo es concienciar a las personas sobre sus derechos y cómo pueden obtener sus derechos. responderemos todas las preguntas, por lo que necesitamos su ayuda para lograr nuestro objetivo. por favor cuéntele a la gente sobre este blog y suscríbase a nuestro canal de youtube y síganos al final de esta publicación.
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